Income protection is one of the most important covers you can have, as these policies are designed to pay out if you cannot work in your occupation. With 51% of all claims for this cover relating to psychological and orthopaedic issues in a profession that is high-pressure, with you on your feet all day, there would need to be a strong case for not having this.
Without having income protection, your ability to earn an income could be lost from an individual medical incident.
It is important to have income protection as the years of your hard work have gotten you to the point in your career where your earning potential is at its peak, and this must be protected above all else.