Broken down into two distinct sections. Firstly, cover for the death of client that replaces their earning potential in the long term. In some cases there is enough or too much cover in place already, we will quantify and put figures behind this and make sure what you have is appropriate to protect your loved ones.
The second section is living benefits and includes serious illness and income protection. Your ability to earn income is typically unrecognised as your most valuable asset and yet your are only one medical incident away from losing all this. Years of hard work have got you to the point where you earning potential is at its peak and it’s vital these efforts to date are protected.
The Moore Wealth Management financial risk management process starts with a comprehensive review of your existing risk and the protection you currently have in place to protect you.
We also offer investment analysis and give actionable advice on how to access investments that meet your stated risk preference. By developing an investment policy statement with our clients we can help get everyone on the same page in terms of targeting specific returns designed to meet long-term financial goals.
Because they have access to a team of in-house professionals in all areas of financial planning including legal, taxation and investment, they have been able to offer us access to tax efficient investment opportunities which are not available through the normal insurance company products with which we had become disillusioned. I have recommended Moore Wealth Management to others in the past and would have no hesitation in doing so in the future.
A basic tenet of investing is diversification. This means spreading risk by mixing a range of asset classes within your portfolio.
A well-diversified portfolio might include equities, bonds, alternatives, property, and cash and helps smooth the return over the long run.
While there is no such thing as a 100% risk-free investment, diversification can mitigate the inherent risk of investing, helping you to reach your long-term financial goals.
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Here at Moore Wealth Management, we keep our fingers firmly on the pulse of the financial industry to ensure we continually deliver the very best advice and products for our clients. Follow us on LinkedIn and don’t hesitate to start a conversation if you have any queries.
