We will carry out a detailed review of your existing pensions and retirement planning and make recommendations on improvements where necessary. We help you plan for your overall retirement goals by finding out the real value of your pension fund and providing advice and strategies to maximise its value
We can establish exactly where you are in terms of your overall retirement planning goals by finding out the real value of your pension fund and providing advice and strategies to optimise your retirement funds.
A key aspect of this is reducing cost, increasing transparency, and ensuring you are investing in line with your stated risk preference.
Because they have access to a team of in-house professionals in all areas of financial planning including legal, taxation and investment, they have been able to offer us access to tax efficient investment opportunities which are not available through the normal insurance company products with which we had become disillusioned. I have recommended Moore Wealth Management to others in the past and would have no hesitation in doing so in the future.
As part of our advice process, we offer full cashflow modelling that runs your financial future out to the end of life. This factors in the tax your pay on your income in retirement.
The first thing to clear up is that you do pay tax on your retirement income including the state pension, but the good news is that there are very generous allowances from revenue and with the proper advice and planning you can have an income of €73,600 per annum at an effective income tax rate of 10.15%
In our view, the only sure-fire method to determining if you are set up for a longer active life in retirement is by talking with a Certified Financial Planning Professional ™ who runs full cash flow modelling.
All of the above are vital but the final benefit where clients walk away with the peace of mind of knowing they are on the right path is the most important one for them.
It is imperative to fully understand the risk of your investment assets and make sure that this is aligned with your stated risk tolerance.
There is no point in finding out you are overexposed to risk when it is too late. Your attitude to risk will change over time, our experience is you may have different attitudes to risk for pensions investments than you do for personal or corporate investments.
A fully independent review of your pension with a risk profile analysis can establish a number of vital things you must know
Following a financial review with Moore Wealth Management, I was presented with a highly detailed picture of my overall financial situation unlike any I had seen before. The concise and very transparent manner in which they operate leaves me in no doubt that the advice I’m receiving is in my best interests. I have recommended them to fellow pharmacists and would not hesitate to do so again.
We welcome all queries and would be delighted to offer a no obligation consultation.
Simply drop us a line using the form below
Here at Moore Wealth Management, we keep our fingers firmly on the pulse of the financial industry to ensure we continually deliver the very best advice and products for our clients. Follow us on LinkedIn and don’t hesitate to start a conversation if you have any queries.
